Programas de Asistencia para Personas de Bajos Ingresos para Ayuda con los Costos de Medicare 2024

Logo for the State Health Insurance Program

Medicare es un programa federal de seguro para adultos mayores y personas con discapacidades; inscríbase a través del Seguro Social. La ayuda con los costos relacionados con Medicare está disponible a través de los siguientes programas:

1. Ayuda Adicional / Subsidio para Personas de Bajos Ingresos

Ayuda con las primas, deducibles y copagos del plan de medicamentos con receta de la Parte D; si es elegible para Medicaid, la Ayuda Adicional será automática. De lo contrario, solicite a través del Seguro Social en o comuníquese con el Programa de Asistencia para Seguro de Salud Estatal (SHIP) local al (888) 696-7213.

Ayuda Completa Adicional

Estado de DeclaraciónIngresosBienes

Starting in 2024 the Partial Subsidy will be eliminated and eligibility for the Full Subsidy will be expanded to people with income up to 150% of the FPL. In 2024, most people who qualify for Extra Help will pay:

  • No premiums for their drug plan
  • No deductibles
  • No more than $11.20 in 2024 for each brand-name drug the plan covers ($4.50 for generic)

2. Manufacturer’s Assistance with Medication Costs

Information on manufacturer’s cost breaks on some prescriptions, depending on income and insurance. Medicare’s website offers program information organized by drug name.

3. Medicaid

State-administered program for certain lower income individuals; enroll through county human services. May provide Medicare premium assistance and/or help with Medicare copays and deductibles. Note: Assets don’t include home or car.

Medicare Savings Programs (MSP)

QI-1-Pays Part B Premium

Estado de DeclaraciónIngresos / MesBienes
Individual$1.715$10.930* ($9.430)
Pareja$2.320$17.130* ($14.130)

SLMB-Pays Part B Premium

Estado de DeclaraciónIngresos / MesBienes
Individual$1.526$10.930* ($9.430)
Pareja$2.064$17.130* ($14.130)

QMB-Pay B Premium, co-pays and deductibles

Filing StatusIngresos / MesBienes
Individual$1.275$10.930* ($9.430)
Pareja$1.724$17.130* ($14.130)

Income limits include $20 disregard.

*Includes $1,500 for burial per person, must prove. Without burial in parenthesis

Full Medicaid (SSI / OAP)

May pay for some items that Medicare won’t cover; income may be higher if employment-based. Contact the county Department of Human Services for application and information or apply online at Assets do not include home or car.

SSI (Supplemental Security Income)

Estado de DeclaraciónIngresos / MesBienes
Individual$942$2.000 (SSI)
Pareja$1.415$3.000 (SSI)

Long-Term Care Medicaid – HCBS / ALF / NF

Pays for home-based care (HCBS) or nursing facility care; must need assistance with Activities of Daily Living; income limit much higher than Full Medicaid; special income/ asset protections for spouses. Contact county Department of Human Services for application information.

Long-Term Care Medicaid Programs (Colorado)

Estado de DeclaraciónIngresos / MesBienes
ParejaOnly counts assets per couple$3.000

Additional Assistance

BenefitsCheckUp is an online screening tool that can check eligibility for assistance with food, utility bills, and other needs. Go to or call your local State Health Insurance Assistance Program (SHIP) at (888) 696-7213.

Call toll-free 1-888-696-7213

to talk to a local SHIP counselor who can direct you to your source for guidance with Medicaid and other benefits.

This project was supported, in part by grant number 2201COMISH, from the U.S. Administration for Community Living, Department of Health and Human Services, Washington, D.C. 20201. Grantees undertaking projects with government sponsorship are encouraged to express freely their findings and conclusions. Points of view or opinions do not, therefore, necessarily represent official ACL policy.

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